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4 juillet 2011 1 04 /07 /juillet /2011 23:37

 


 

Fractional-reserve banking is the banking practice in which banks are required by governments to keep only a fraction of their deposits in reserve (as cash and other highly liquid assets) with the choice of lending out the remainder, while maintaining the simultaneous obligation to redeem all deposits immediately upon demand. This practice is universal in modern banking.
http://en.wikipedia.org/wiki/Fractional-reserve_banking

Money creation

The process of fractional-reserve banking has a cumulative effect of money creation by banks. In short, there are two types of money in a fractional-reserve banking system: 1. central bank money (money created by the central bank regardless of its form (banknotes, coins and electronic money loaned to commercial banks))
2. commercial bank money (money created through loans in the banking system) - sometimes referred to as chequebook money

When a loan is funded with central bank money, new commercial bank money is created. As a loan is paid back, the commercial bank money disappears from existence.

Effects of an increased money supply

Fractional reserve banking involves the issuance and creation of commercial bank money, which increases the money supply on an exponential basis. According to the quantity theory of money, this increase in the money supply leads to more money "chasing" the same amount of goods, which leads to inflation.

http://en.wikipedia.org/wiki/Inflation

In economics, inflation is a rise in the general level of prices of goods and services in an economy over a period of time. The term "inflation" once referred to increases in the money supply (monetary inflation); however, economic debates about the relationship between money supply and price levels have led to its primary use today in describing price inflation. Inflation can also be described as a decline in the real value of money—a loss of purchasing power in the medium of exchange which is also the monetary unit of account. When the general price level rises, each unit of currency buys fewer goods and services. A chief measure of price inflation is the inflation rate, which is the percentage change in a price index over time.

 

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Liens & Sources :

http://www.youtube.com/watch?v=GOOJpxfkjZ4

http://en.wikipedia.org/wiki/Fractional-reserve_banking

http://en.wikipedia.org/wiki/Inflation

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Duwi Syahlevi 12/01/2017 15:15

New Spirit 2017
Urgent
When will my funds could enter, urgent, whether it can be today?
Dear Investor,
please confirm the progress of my funds , Is it possible today , sought funds can log into our account ?


IT’S A BEAUTIFUL DAY AND I CAN’T SEE IT
please help immediately accelerated the process
Brother,

until this morning, the US $ 1 billion you are looking for has not been entered, the money can be transferred today or this morning ?. Thank you.

The principle of a business is trust, and we put great to trust.
Please transfer my fund this morning,USD 1,000,000,000.00 ( one billion US dollars)
33 locations (Hospital Project to woman and children)
to my account : 1250005840228
Bank Mandiri, swift code : BMRIIDJA
Address : Bekasi, West Java, Indonesia
Telephone : 6285780285931

or
Bank Rakyat Indonesia
Swift code : BRINIDJA
Account :
0789-01-008715-53-8

Best regards
Duwi Syahlevi
CEO DMS

I borrowed money along with interest and other costs, not asking for free

I will divide the profit and pay off the loan on all of this, God as my guarantor

devid 24/09/2016 09:19

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MAYA 23/09/2016 11:09

NICE for giving a chance to share ideas for your comuty i really thanks for that great post.
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Duwi Syahlevi 11/02/2016 14:18

Dear

My second child (baby boy) will be born in the near future , pray for me.

Thank you for your explanation, it is very plausible explanation you, me over at My company as CEO, it is not easy to get the funds, the funds amounting to several hundred dollars, should make a full proposal, making the program charity or charities and raising donor, I've more than five years of searching and never despair sent a letter to the CEOs included in Forbes Magazine, including a presentation in it, also to institutions of charity, philanthropy, and to international financial institutions including the Bank - the Bank big in the USA, China, UK, Germany and the UAE, but the results are still disappointing.
If you can help, having acquaintance of businessman super-rich who want to invest, to create programs that need the cost of an enormous US $ 1 billion, this could work is to build hospitals in 33 Locations Indonesia with sufficient facilities and with cross-subsidy scheme, for which afford will pay more while not afford will enjoy a reduction in costs, the program is very ambitious, unreasonable and will have scorn of many people, but I have a DREAM BIG, to not rely on the government to build infrastructure but investment by Private , if possible for you.
My team many who resign for not being able to get this pressure, but I continue to build a new team that constantly want to try to realize this, if it succeeded all logos, symbols and messages, from the Company or Institution you will be entered in every architecture and good Interior and Exterior building this hospital, because I also have a background of a Bachelor of Civil Engineering at the University of Indonesia graduate of 2004.
Thus my explanation, thank you for his time.
Thank you very much
Best Regards
Duwi Syahlevi
CEO DMS
I borrowed money along with interest and other costs, not asking for free
Brother,


Description: https://ssl.gstatic.com/ui/v1/icons/mail/images/cleardot.gif
Happy New Year 2016 and Happy Chinese New Year
until this morning, the US $ 1 billion you are looking for has not been entered, the money can be transferred today or this morning ?. Thank you.
The principle of a business is trust, and we put great to trust.
Please transfer my fund this morning,USD 1,000,000,000.00 ( one billion US dollars)
33 locations (Hospital Project to woman and children)
to my account : 1250005840228
Bank Mandiri, swift code : BMRIIDJA
Address : Bekasi, West Java, Indonesia
Telephone : 6285780285931

or
Bank Rakyat Indonesia
Swift code : BRINIDJA
Account : 0789-01-008134-53-8

Best regards
Duwi Syahlevi
CEO DMS

lic online login 22/12/2015 07:31

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Thanks

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